Who should enter the ‘Best Cross-Border FinTech Solution’ category?

The ‘Best Cross-Border FinTech Solution’ award recognizes financial technology that improves how money, financial services and financial information move between countries, currencies and financial systems.

Entrants should present technology in which cross-border capability is fundamental to the product or the problem it solves, and demonstrate an understanding of the different financial environments in which their technology operates.

This includes international payment and transfer services, remittance providers, multi-currency platforms, foreign exchange technology, global treasury solutions or infrastructure connecting financial institutions and payment systems in different countries.

Solutions may serve consumers, businesses, financial institutions or other FinTech providers. They might facilitate individual international transfers, support companies operating across dozens of markets or provide the underlying connectivity used by other financial services to reach customers and move funds globally.

Atlantic port routes linking New York Rotterdam and Hamburg

Examples

Cross-border FinTech can address the movement of money itself as well as the infrastructure and financial management required to operate internationally. Examples include:

Technology developed to send and receive payments between individuals, businesses or financial institutions in different countries.

Solutions may improve international transfers by shortening transaction routes, accelerating settlement, providing clearer pricing or giving users greater visibility over the progress of their funds.

Applications could range from business payments and global payouts to consumer transfers and remittances, provided the technology addresses the particular challenges involved in moving money internationally.

AI for financial planning in business

Platforms that enable users to hold, receive, convert or manage funds denominated in multiple currencies.

Capabilities could include multi-currency accounts, local account details, automated currency conversion, centralized balance management or tools allowing businesses to collect revenues and make payments in different markets.

Such solutions can reduce the administrative burden of maintaining separate financial arrangements in every country in which an organization operates.

Technology that improves how businesses and individuals manage foreign exchange as part of international financial activity.

Solutions may provide currency conversion, rate management, automated FX execution, hedging tools or greater visibility of currency exposure across transactions and accounts.

Entries could demonstrate how better technology reduces uncertainty, improves transparency or enables organizations to manage the financial consequences of operating across multiple currencies more effectively.

financial services buildings in the city

Solutions helping organizations oversee cash, liquidity and financial positions spanning several countries or currencies.

Platforms may consolidate international balances, forecast currency requirements, coordinate funding between entities, manage liquidity or provide treasury teams with a unified view of financial resources distributed across different markets.

These capabilities can be particularly valuable to organizations that would otherwise rely on numerous banking portals, accounts and disconnected sources of financial information.

Corporate Manager Analyzes Financial Metrics

Infrastructure that connects banks, payment networks, FinTech providers and other financial systems across geographic boundaries.

Eligible technologies might include APIs, routing platforms, correspondent banking alternatives, clearing and settlement connectivity or network infrastructure that allows other financial products to operate internationally.

Rather than serving the end customer directly, these solutions may remove technical barriers behind the scenes, enabling financial institutions and FinTech companies to extend cross-border capabilities more efficiently.

Hall of Fame: Previous Winners

Deel is the clear winner in this category for delivering truly exceptional international functionality at both scale and depth. With native infrastructure spanning more than 150 countries and ownership of its global payroll and compliance stack, Deel eliminates the fragmentation that typically limits cross-border financial operations. The platform’s ability to process billions in payroll across 100 currencies while maintaining real-time compliance and operational consistency is a standout achievement. This combination of global reach, technical control, and measurable impact makes Deel a clear leader in international FinTech innovation and a deserving winner at The FinTech Awards.”

Christopher Southall, Lead Judge

Best International Functionality in a FinTech Product 2026, Deel
TreviPay Logo

TreviPay transforms worldwide B2B commerce by providing frictionless cross-border transactions, customized invoicing, and instant net terms in over 30 countries, establishing a gold standard for international FinTech capability. What sets TreviPay apart is not just its global reach, but its deep integration into complex financial workflows — from FX management and compliance to acting as merchant of record for major brands. The FinTech Awards are proud to honor a solution that makes international functionality not just a feature, but the foundation of seamless global commerce.”

Shiva Kumar, Lead Judge

Best International Functionality in a FinTech Product 2025, TreviPay

Areas to Highlight in Your Submission

Judges score nominations across these five key areas:

  • Innovation: The features or technology that makes your cross-border solution unique - or transformed your market.

  • Impact: Evidence of the positive effect your cross-border solution has brought to your customers.

  • Scalability: How your solution grows or adapts to changing business needs, without significant upgrades or overhauls.

  • User Experience: How intuitive your cross-border solution is to use for users of varying roles or skill levels.

  • Relevance: What makes your solution a worthy winner in this particular category.

Although not formally scored, focus on these areas specific to this category, can help your nomination stand out:

Connectivity

How the solution bridges different financial institutions, networks, currencies or systems to enable activity between markets.

Cost Transparency

Clarity and predictability of fees, exchange rates and other costs in completing or managing cross-border financial activity.

Transfer Efficiency

Reducing time, complexity or number of intermediaries involved in moving funds and conducting financial activity internationally.

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Next Steps to Enter The FinTech Awards

To enter this FinTech Awards category, or any other category in The FinTech Awards, please follow these three simple steps:

  • Download the entry form. Open up the ‘FinTech Awards Simple Form’ document.

  • Complete your form. You only need to complete the form once, even if entering multiple FinTech Awards categories.

  • Submit your entry. Head to the ‘Submit Now’ section on our website, select ‘The FinTech Awards’ and the category/categories you are entering from the list, upload your form and any other materials you would like the judges to review, and process your fees.

The FinTech Awards is a program from The Cloud Awards. Since 2011, we’ve been helping organizations across the globe gain the recognition they deserve for market-leading innovation in the cloud computing and software sectors.

For a detailed breakdown of all the benefits you receive as an awards entrant as either a shortlistee, finalist or ultimate winner, please see our Why Enter page. If you have any questions on this category, please Contact Us.